The Snowball Has Begun

Tim and I have never been really big spenders, but we've not been really diligent savers either. We have never carried any credit card debt, but we have car loans and students loans that are hanging over our heads. I just finished reading Dave Ramsey's "Total Money Makeover," and I'm so pumped up to get rid of our debt! We know that it'll mean really paying attention to our budget and focusing on knocking out one debt at a time, but like Dave says, "If you live like no one else, later you will live like no one else." If we stick to our plan, we should have our debts paid off in 15 months and our house paid off in four years! Isn't that so exciting?!? We're both ready to take on the culture of debt and win! (haha, yes, I've drank the Kool Aid!)

Oh yea, and I'm very excited to celebrate my very first Mother's Day tomorrow!